:root{--navy:#0b1b2e;--navy2:#12263f;--teal:#16b8a6;--teal2:#0e8f81;--ink:#1c2733;--muted:#5b6b7b;--bg:#f5f8fb;--line:#e1e8ef;--r:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
header{position:sticky;top:0;z-index:10;background:rgba(11,27,46,.96);backdrop-filter:blur(6px);color:#fff}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;font-size:1.2rem;text-decoration:none;letter-spacing:.3px}
.logo b{color:var(--teal)}
.links{display:flex;gap:26px;align-items:center;font-size:.95rem}
.links a{text-decoration:none;opacity:.85}.links a:hover{opacity:1;color:var(--teal)}
.lang{border:1px solid rgba(255,255,255,.35);border-radius:20px;padding:3px 12px;font-size:.8rem}
.burger{display:none;background:none;border:0;color:#fff;font-size:1.6rem;cursor:pointer}
.hero{background:radial-gradient(1200px 500px at 80% -10%,#1d4a6e 0%,transparent 60%),linear-gradient(160deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:110px 0 120px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:44px 44px;pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.eyebrow{display:inline-block;color:var(--teal);font-weight:600;font-size:.85rem;letter-spacing:1.6px;text-transform:uppercase;margin-bottom:18px}
.hero h1{font-size:clamp(2rem,4.6vw,3.3rem);line-height:1.15;max-width:820px;margin-bottom:22px}
.hero p{font-size:1.15rem;max-width:680px;opacity:.85;margin-bottom:34px}
.btn{display:inline-block;background:var(--teal);color:#04241f;font-weight:600;padding:13px 26px;border-radius:30px;text-decoration:none;transition:.2s}
.btn:hover{background:#2fd3c0}
.btn.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4);margin-left:10px}
.btn.ghost:hover{border-color:var(--teal);color:var(--teal)}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin-top:46px}
.pills span{border:1px solid rgba(255,255,255,.2);border-radius:20px;padding:5px 14px;font-size:.82rem;opacity:.85}
section{padding:90px 0}
section.alt{background:var(--bg)}
.head{max-width:720px;margin-bottom:48px}
.head h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:12px;color:var(--navy)}
.head p{color:var(--muted);font-size:1.05rem}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;transition:.2s}
.card:hover{transform:translateY(-3px);box-shadow:0 12px 30px rgba(11,27,46,.08);border-color:#c9d8e6}
.ico{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--teal),var(--teal2));display:grid;place-items:center;margin-bottom:18px}
.ico svg{width:24px;height:24px;stroke:#fff;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card h3{font-size:1.12rem;margin-bottom:10px;color:var(--navy)}
.card p{color:var(--muted);font-size:.96rem;margin-bottom:12px}
.card ul{list-style:none;font-size:.9rem;color:var(--ink)}
.card li{padding-left:18px;position:relative;margin:5px 0}
.card li:before{content:"";position:absolute;left:0;top:.62em;width:7px;height:7px;border-radius:50%;background:var(--teal)}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px;counter-reset:s}
.step{padding:26px;border-left:3px solid var(--teal);background:#fff;border-radius:0 var(--r) var(--r) 0}
.step:before{counter-increment:s;content:"0" counter(s);font-weight:700;color:var(--teal);font-size:1.4rem;display:block;margin-bottom:6px}
.step h3{color:var(--navy);margin-bottom:8px;font-size:1.05rem}
.step p{color:var(--muted);font-size:.94rem}
.two{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:start}
.checks{list-style:none}
.checks li{padding:14px 0 14px 38px;border-bottom:1px solid var(--line);position:relative}
.checks li:before{content:"✓";position:absolute;left:0;top:12px;width:26px;height:26px;border-radius:50%;background:#dff6f3;color:var(--teal2);display:grid;place-items:center;font-weight:700;font-size:.85rem}
.checks b{color:var(--navy)}
.panel{background:var(--navy);color:#fff;border-radius:var(--r);padding:34px}
.panel h3{margin-bottom:16px;color:var(--teal)}
.tags{display:flex;flex-wrap:wrap;gap:8px}
.tags span{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:8px;padding:6px 12px;font-size:.85rem}
.panel p{opacity:.75;font-size:.9rem;margin-top:18px}
.sectors{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px}
.sectors div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;text-align:center;font-weight:600;color:var(--navy);font-size:.95rem}
.cta{background:linear-gradient(135deg,var(--navy) 0%,#163a5c 100%);color:#fff;text-align:center}
.cta h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:14px}
.cta p{opacity:.85;max-width:640px;margin:0 auto 30px}
.contact{display:flex;justify-content:center;gap:40px;flex-wrap:wrap;margin-top:36px;font-size:.95rem;opacity:.9}
.contact a{color:var(--teal);text-decoration:none}
footer{background:#071322;color:rgba(255,255,255,.6);font-size:.85rem;padding:28px 0}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}
@media(max-width:860px){
 .two{grid-template-columns:1fr}
 .links{display:none;position:absolute;top:68px;left:0;right:0;background:var(--navy);flex-direction:column;padding:20px;gap:16px}
 .links.open{display:flex}
 .burger{display:block}
 .btn.ghost{margin:12px 0 0}
 .hero{padding:80px 0}
}
.legal{padding:70px 0 90px}
.legal .wrap{max-width:820px}
.legal h1{font-size:clamp(1.7rem,3.4vw,2.3rem);color:var(--navy);margin-bottom:8px}
.legal .upd{color:var(--muted);font-size:.9rem;margin-bottom:34px}
.legal h2{font-size:1.2rem;color:var(--navy);margin:34px 0 10px}
.legal p,.legal li{color:var(--ink);font-size:.98rem;margin-bottom:10px}
.legal ul{padding-left:22px}
.legal a{color:var(--teal2)}
.legal .box{background:var(--bg);border-left:3px solid var(--teal);padding:16px 20px;border-radius:0 10px 10px 0;margin:18px 0}
footer a{color:rgba(255,255,255,.75);text-decoration:none}footer a:hover{color:var(--teal)}
.sectors{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.sectors div{text-align:left;font-weight:400;border-top:3px solid var(--teal)}
.sectors h3{font-size:1.02rem;color:var(--navy);margin-bottom:6px}
.sectors p{color:var(--muted);font-size:.92rem}
.cta{text-align:left}
.ctwo{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:start}
.cta .ctext p{margin:0 0 24px}
.cta h3{color:var(--teal);font-size:1.05rem;margin-bottom:12px}
.next{padding-left:20px;margin-bottom:22px;opacity:.9}.next li{margin:6px 0}
.cta .nda{font-size:.92rem;opacity:.75;border-left:3px solid var(--teal);padding-left:14px}
.cta .contact{justify-content:flex-start;gap:28px;margin-top:26px}
.form{background:#fff;color:var(--ink);border-radius:var(--r);padding:30px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.form label{display:block;font-size:.85rem;font-weight:600;color:var(--navy);margin-bottom:14px}
.form input,.form select,.form textarea{display:block;width:100%;margin-top:6px;font:inherit;font-weight:400;font-size:.95rem;color:var(--ink);border:1px solid var(--line);border-radius:10px;padding:10px 12px;background:#fff}
.form textarea{resize:vertical;min-height:120px}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--teal);border-color:var(--teal)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.form .chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted)}
.form .chk input{width:auto;margin-top:4px;flex:none}
.form .chk a{color:var(--teal2)}
.fbot{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.fbot small{color:var(--muted)}
.fbot .btn{border:0;cursor:pointer;font:inherit;font-weight:600}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.ferr{background:#fdecec;color:#8a1c1c;border-radius:10px;padding:12px 14px;font-size:.9rem;margin-bottom:16px}
.ferr a{color:#8a1c1c}
.thanks{text-align:center}.thanks .wrap{max-width:640px}.thanks p{margin:16px 0 26px}
.ico.big{width:64px;height:64px;margin:0 auto 22px}.ico.big svg{width:34px;height:34px}
@media(max-width:860px){.ctwo{grid-template-columns:1fr}.form .row{grid-template-columns:1fr;gap:0}.form{padding:22px}}
/* soluciones, normativa, confidencialidad, faq, recursos */
.offer{display:flex;flex-direction:column}
.offer .meta{margin-bottom:12px}.offer .meta span{display:inline-block;background:#dff6f3;color:var(--teal2);border-radius:20px;padding:3px 12px;font-size:.8rem;font-weight:600}
.offer p b{color:var(--navy)}
.offer .get{font-size:.8rem;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--navy);margin:4px 0 6px}
.offer .more{margin-top:auto;padding-top:14px;color:var(--teal2);font-weight:600;text-decoration:none}
.offer .more:hover{color:var(--teal)}
.norms{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}
.norms>div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.norms h3{color:var(--teal2);font-size:.82rem;letter-spacing:1.4px;text-transform:uppercase;margin-bottom:10px}
.norms ul{list-style:none}.norms li{padding:11px 0;border-bottom:1px solid var(--line)}.norms li:last-child{border:0;padding-bottom:0}
.norms b{display:block;color:var(--navy);font-size:.95rem}.norms span{color:var(--muted);font-size:.9rem}
.note{color:var(--muted);font-size:.88rem;margin-top:22px}
.tgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.tgrid h3{color:var(--navy);font-size:1.02rem;margin-bottom:6px}.tgrid p{color:var(--muted);font-size:.93rem}
.faq{max-width:860px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);list-style:none;position:relative;padding-right:30px}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:0;top:-3px;color:var(--teal);font-size:1.4rem;font-weight:400}
.faq details[open] summary:after{content:"−"}
.faq details p{color:var(--muted);margin-top:10px;font-size:.95rem}
.btn.ghost2{background:transparent;color:var(--teal2);border:1px solid var(--teal2);cursor:pointer;font:inherit;font-weight:600}
.btn.ghost2:hover{background:#dff6f3}
.res .eyebrow{color:var(--teal2);margin-bottom:10px}
.res .lead{font-size:1.08rem;color:var(--muted);margin:10px 0 24px}
.res .actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:10px}
.cl{list-style:none;padding:0!important}
.cl li{padding:10px 0 10px 38px!important;position:relative;border-bottom:1px solid var(--line);margin:0!important}
.cl li:before{content:"";position:absolute;left:0;top:13px;width:18px;height:18px;border:2px solid var(--teal);border-radius:5px}
.printonly{display:none}
@media print{
 header,footer,.noprint{display:none!important}
 .printonly{display:block;color:var(--muted);font-size:.85rem;margin-top:20px}
 .legal{padding:0}.res h2{margin-top:18px}.cl li{break-inside:avoid}
 body{font-size:10.5pt}
 @page{size:A4;margin:16mm}
}
.grid.offers{grid-template-columns:repeat(2,1fr)}
@media(max-width:760px){.grid.offers{grid-template-columns:1fr}}
.legal a.btn{color:#04241f}.legal a.btn.ghost2{color:var(--teal2)}
.sgroup{margin:8px 0 22px;padding-left:14px;border-left:4px solid var(--teal)}
.grid+.sgroup{margin-top:56px}
.sgroup .gh{font-size:1.3rem;color:var(--navy);margin-bottom:4px}
.sgroup .gp{color:var(--muted);font-size:.98rem}
.sec-more{margin-top:22px;padding:18px 20px;background:#fff;border:1px solid var(--line);border-left:3px solid var(--teal);border-radius:12px;color:var(--muted);font-size:.95rem}.sec-more strong{color:var(--navy)}